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Gold is one undeniable profitable asset that holds exponential importance when it comes to making anyone financially stable.

Indian households have always kept it in their legacy to pass on the inherited gold to generations so as to make them feel secure in any vulnerable times.

But, how to put it to use when there are unpredictable fluctuations in the market? The answer to the flammable question is as easy as walking on the cake, one can simply use their collateral Gold ornaments into taking a Gold loan.

A loan that is not only for emergencies but can also be taken whenever an individual wants to pursue any of their personal yet financially unfeasible dreams.

Compared to any other Loans the exceptional and outstanding benefits of Gold Loans are:

• Quick disbursal

• Non Restrictive (When we take a home loan, it is only for a home, but a gold loan can be used for n-number of utilities without any restriction)

• Flexible Repayments options

• Loan amount which is directly proportional to the market value of the gold.

All these easy way-outs make Gold Loans the most people-friendly monetary aid.

The advantages are many but the major question that arises is where one should take it from. After all, it is like trusting a third party with hard-earned precious assets. Whom should an individual confide in then? Only authenticated, certified and Reserve Bank of India registered NBFC-licenced companies shall be trusted while taking a Gold loan.

Though there are plenty of such organisations but one that upholds the reputation of providing the best services to their customers when it comes to proffering gold loans in the most reliable and convenient way is Paul Merchants Finance Private Ltd.

Why Paul Merchants?

Paul Merchants Finance Pvt Ltd is a Non- Banking Financial Company registered by the Reserve Bank of INDIA. The Company marked its presence in the year 2010 and is a fully-owned subsidiary of Paul Merchants Ltd, the corporate that has made its name by being in the industry for the last 31 years.

Paul Merchants Finance Pvt Ltd have earned its name by providing consistent and excellent service to its customers, they deal with a bunch of products and one of them is Gold Loan, the company has by far opened around 105 branches in Delhi, Punjab, Jammu, Haryana, Uttrakhand, Uttar Pradesh, Rajasthan and Gujarat.

The intention is to progress and reach every city so as to provide Gold loans to all who are still holding on to their dreams and waiting for the financial allocation.

FIVE Major advantages of taking a Gold Loan from Paul Merchants are as follows:

1. Paul Merchants believe in funding a quick and handy GOLD Loan, all needed is Gold jewellery. The loan is given on the spot without delays.

2. The Best rates are given per gram

3. No CIBIL score is needed, only KYC for basic details.

4. ZERO processing fees

5. The individuals can choose and opt from the various options of schemes as per their suitability.

With such bonafide advantageous taking a gold loan will become effortless for all only with Paul Merchants.

Gold is a commodity with everlasting value, it is one solid asset that has surpassed its profit margin in the last decades, investing in gold is good but  utilizing it to achieve your dreamy prospectus is wondrous. Take steps ahead and move forward towards dreams with Paul Merchants.

“Gold and riches “is the phrase set true not only for today but from the advent of the economic cycle of the world. History states that India has been severally looted and several times invaded because of its gold, the desperation of the looters certifies that the gold is the ultimate asset that can extensively change anyone’s fortune.

The glittery metal “gold” has always been labelled as a traditional wealth in our families that is most exclusively passed from one generation to many. An average Indian family still believes firmly in investing their wholesome chunk of funds into gold, despite many other options.

But why? What makes gold so special, well it is because of some simple yet genuine reasons.

1) It is one such investment that’s value may increase many folds than to its actual cost price.

2) It is the safest method of converting your banknotes. 

3)Can be Easily liquidated(can be sold easily)

4) A considerable gift to your special ones (will be highly appreciated, liked and taken as a token for future security and investment).

From all the above, we have learnt that owing gold will do so much good than just dangling around your neck. But Monetizing this yellow metal will do unbelievable wonders. YEAH! Since the time gold loans came into the picture, gold is not just a piece of jewellery anymore, indeed it has become an aid that will help you fetch your dreams. Generating super easy money, without worrying about your credit score and extensive documentation has made borrowing money at the exchange of your gold as smooth as walking on a piece of cake. 

HOW TO EVALUATE THE VALUE OF YOUR GOLD?

Evaluation of gold and the gold loan hugely depends on not one but many pointers. Right from inflation to geopolitical factors and now an add-on reason- covid. The fluctuation in the market price of gold is a constant phenomenon.

But recently the market price of gold has skyrocketed, it has reached its all-time highest price of 63,433 rupees per 10gm. Last time during 2020 (the covid year)the gold touched the mark of 56,191 rupees per 10 gm.

The LTV ratio(loan to value) is at its best phase for now and as per the expertise and this uptrend of gold is predicted to be seen till the upcoming Diwali 2023. Getting a gold loan at this point will help the borrower get a good value for their hard-earned gilt. 

The crisis asset “gold” can be the key to your dream project, or can be the urgent cash for any of your dire needs, be it marriage, sponsorship to your small business enterprise, studying or going abroad, be it anything. The gold loan will help you survive through any circumstances. Borrowing a gold loan in less than 10 minutes will take you 1000 steps ahead towards your aspiration

Where shall I avail gold loan from, you may ask? 

Handling your gold to someone trustworthy is basic and most important. Paul Merchants Finance Limited is an entrusted NBFC(NON-BANKING FINANCE COMPANY)name in this industry. Lending the exact amount of money, as per the market value of per gram of gold with the best rate of interest is the aim. With bare minimum documentation and no additional charges for processing, Paul Merchants Finance Limited believes in upholding the faith of the borrower.

High funding, less rate of interest and various diligent scheme options will give your dreams momentum in just minutes.

The gold loan can act as your shield during your hour of need, selling your gold asset to a third party who may or may not give you the best value is not a sharp move, instead, why not keep it safe in exchange for its value, while still owing it. Once the need is fulfilled the gilded jewel of emotion will be in your own hands. Even a gram of gold will get you closer to your necessities.

 Utilizing your own saved fortuity for your own needs is great, use your bejewelled asset wisely.

Gold hain toh Sahi hain !

Uncertainty is a hard fact of life, No one is ever conventionally prepared for any type of mis -happening and that is totally acceptable. We cannot control what is meant to happen but at least we can get prepared for the shortcomings.

How can someone foresee the future and protect himself/herself, well there is no way to see the future though but you can protect yourself for SURE.

Safeguard yourself, your family, your business, your employees and even your home, it is unbelievable but certainly possible.  By taking an insurance you can cover and protect your immediate relatives and yourself and can also keep all and everyone safe and secure.

Finances are already tight in today’s world, in addition to bearing the expenses of in-need hospital admissions and motor damages is like hitting a dizzy lion with a stick.

Owning an insurance policy as per your needs can assuredly help you to overcome these obligations easily.

You can avail an Insurance once you know their types and then choose as per your requirements. There are:

• Motor Insurance
• Health insurance
• Non-Motor Insurance
• Life insurance
• Non- motor Insurances include Corporate Insurance, Home, Cyber and Shopkeeper Insurance.

You know all types NOW! But then where shall you take it from and which company can help you select insurance that is tailor-made specifically for your needs?

CoverPay is the product of an IRDAI-registered corporate agency Paul Merchants Finance Pvt Limited. A company that is well-trusted amongst millions of customers. Coverpay, insure people to give the same conveniences, satisfaction and outstanding services as that of its Parent corporate Paul Merchants Finance Pvt Limited.

Paul Merchants does business with the best of the best in the industry, they have ties with the top leading and renowned 13 companies like

The New India Insurance Company Ltd

• Future Generali
• Acko
• Niva-Health Insurance
• ICICI Lombard
• Bajaj Allianz
• Care- Health Insurance
• United India
• HDFC-Ergo
• Digit
• Max Life Insurance
• HDFC- Life Insurance
• Bajaj- Life Insurance

Be it any Health, Life, Motor, Corporate or Travel. Paul Merchants will never leave you alone in the due hour of need. It has got the reputation of always prioritizing and completely understanding the urgency of an emergency and doing the necessity. It compares for you among all rather than burdening you with the job to search for a suitable one yourself as many companies does. Paul Merchants always prefer personal assistance because it believes that insurance is a prima facia factor in one’s life, an individual shall get a policy that suits and fulfils one complete needs. Paul Merchants operates through 175+ branches to assist you in every step while buying a policy.

Paul Merchant’s innovation COVERPAY has all insurance products from General Insurance to life and health, all prospects are well-covered and well-versed, it is made assured that everyone gets a complete level of satisfaction and feels protected.

Insurance is a must nowadays, it is the only way an individual can keep himself and his loved ones guarded from any unseen danger. Confusion while choosing insurance is natural but straying away from the essentials is not wise either. Think Insurance, Think Coverpay.

Keep your armour own with COVERPAY and Paul Merchants Finance. For queries and more information CALL-18001371333